Can you think of any other risk (other that the risk of long term care), that can wipe out your life savings and take away your independence?
Long term care is an insurable risk. We as a society are conditioned to protect ourselves against risks. We have insurance on things we hold dear: our vehicles, our homes, our money, our health, our lives.
If you don't have a long term care insurance policy, then long term care is the only risk you face that threatens your way of life. Americans have a seventy percent chance of needing long term care at some time in their future.
Premiums are based on age. The cost of waiting to get a policy is huge. Not to mention if you wait, you may not be a policy because of a health issue. Get a policy now and lock in your age...before something happens and you don't health qualify.
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