Americans have a seventy (70) percent chance of needing some sort of long term care in the future, so why don't we plan on needing long term care? What gets in the way of our thought processes when it comes to having a plan?
Questions to ask...
- Why put the family in the predicament of figuring out what to do?
- Who is going to be in charge?
- Who can help with in-home, assisted living, or nursing home care?
- What is long term care going to cost?
- Where are we going to get the money?
When a long term care need arises, there are many factors to consider. That's where having a plan comes in handy. If you don't have a plan, then you are using the chaos theory.
No one really wants to plan for long term care. Why? Maybe because we don't want to think of ourselves in "that" situation. A situation where we have to depend on other people to help us do what we could normally do in our daily lives.
Living longer is a mixed blessing. The longer we live, the higher the chances we have for needing some sort of care.
The first step in planning for long term care is agreeing that needing long term care is something that can happen to you.
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